What to Expect from Your First Bankruptcy Consultation and What To Bring To Your Initial Meeting in Columbus, Ohio
What to Expect from Your First Bankruptcy Consultation and What To Bring To Your Initial Meeting in Columbus, Ohio
Making the Most Out of Difficult Times
For many, filing bankruptcy — or even just considering it — can make everything in life very emotionally charged. And although it is totally normal to experience some fear and trepidation surrounding a serious financial matter, it's also important not to let those feelings hold you back from seeking the help you need. Our bankruptcy attorneys at Wood & Brewer deal with these matters daily, and it is our job to jumpstart the process so that you can move forward with your life. There is no need to feel embarrassed or concerned. The faster you set up a consultation appointment, the sooner you'll be back on track.
What Is a Bankruptcy Consultation Appointment Like? Do I Need to Bring Anything?
Usually, the first appointment will take an hour to an hour and a half. Our attorney will ask you questions about your finances, such as how much money you owe and how much money you earn. The more detail you provide us with, the more accurate their assessment of your situation will be. You'll want to consider any assets that you possess — and all debts you owe as well. Again, you will want to be as transparent and forthcoming as possible. Our attorney needs to determine whether you are actually a candidate for bankruptcy, so it is in your best interest not to conceal any information from them.
Prepping for Your Appointment
You don't need to overwhelm yourself by bringing every income stub and bill into your possession; at the consultation, it's all about presenting your financial "big picture". If you have a spreadsheet you can share with our attorney, that would be very helpful. Basically, you want to provide a general view of your finances so that they can analyze your situation. If you have any pending lawsuits, judgments, or liens, you'll want to bring that paperwork with you. Although you may assume that we automatically have access to such documents, it can sometimes take a bit of time to look them up. When you come prepared for your appointment, you make it easier for everyone to focus on the issue at hand — deciding whether you are going to file for bankruptcy. The more thorough you are, the faster our attorney can put together a strategy for you.